Strategy that pays for itself — every quarter, in writing.
Most CPAs touch your taxes once a year, in March, after every opportunity has already expired. We build a written tax plan with dollar-projected savings, then meet quarterly to actually execute it — so by April there are no surprises, only the savings you already booked.
Built for a specific client.
Tax planning is for the client who’s tired of “owing again this year” and wants a CPA actively moving money before deadlines, not after. If you’re earning enough that a March-only relationship is costing you five figures or more, this is the engagement.
- Business owners with $200K+ in profit and no formal tax plan
- W-2 earners with significant equity comp (RSUs, ISOs, NSOs) or bonus income
- Real estate investors managing multiple properties or short-term rentals
- Professionals (doctors, attorneys, engineers) in the top federal bracket
- Households with K-1 income, partnership distributions, or multi-state filings
Everything in the engagement.
- Annual written tax plan — specific dollar-projected savings by strategy, reviewed and revised quarterly
- Quarterly strategy meetings with Modupe — directly, no junior staff, no handoffs
- Income shifting, deferral, and acceleration analysis — Roth conversions, bonus timing, installment sales
- Retirement plan design — Solo 401(k), SEP-IRA, defined benefit, cash balance — modeled against your projected tax
- Estimated-tax management — quarterly safe-harbor calculations so you stop paying IRS underpayment penalties
- Charitable and §170 bunching analysis — donor-advised funds, appreciated stock, qualified charitable distributions
- Year-end execution checklist — every move documented, dated, and IRS audit-ready
Four steps. No mystery.
Discovery
We review your last two returns and your current-year P&L, then identify the top savings gaps.
Plan build
Modupe drafts a written plan with dollar projections per strategy.
Quarterly execution
We meet every 90 days to action items, adjust for income shifts, and document moves.
Year-end close
Every strategy is executed before December 31, with documentation already filed.
Typical first-year clients identify $15K–$75K in tax savings — and stop the cycle of last-minute surprises. Higher-income owners and physicians regularly clear six figures.
Questions we get most often.
Preparation is the filing — historical, compliance work. Planning is the strategy that happens before the year closes, while the IRS still cares what you do. By the time we prepare your return, every dollar of savings is already locked in.
No. Plenty of clients keep their existing preparer the first year and bring me in for the planning engagement. After a year of seeing what was missed, most consolidate everything with me — but that’s your call, not mine.
That’s exactly when planning earns its fee. Irregular income is where most CPAs guess and clients overpay. Quarterly planning lets us re-forecast every 90 days and adjust withholding, retirement contributions, and entity distributions in real time.
Ready to put this to work?
Book a 30-minute call — we’ll review last year’s return and tell you what a written plan would save you.
Book a Free 30-Min Call